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UP TO £500 CASHBACK ON ALL MORTGAGES OVER £170,000* _Get a Quote now!
FREE LEGAL FEES ON PURCHASES OVER £200K**
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remortgage deals Time to remortgage? Switch your mortgage!
Your mortgage is likely to be the biggest financial commitment that you will make in your lifetime. Many of us in the UK are currently paying our mortgage lender’s Standard Variable Rate (SVR), which does not represent good value for money. By switching to a market leading rate you could save thousands of pounds. Remortgaging is simply switching your mortgage to a different lender.
LendersGet fast and free remortgage quotes now!
1st Mortgage Line
Welcome to 1st Mortgage Line
We were e
stablished over 18 years ago and have built up our client base with good, honest, friendly and free advice. We offer the Whole of the Market, which is currently more than 15,500 mortgage products. The most popular types of UK mortgages we provide are:
Remortgages
There are many reasons why you may wish to remortgage your property. It might be to take advantage of lower repayments, to release equity, to buy a second property, to consolidate all your debts into one loan, or any combination of these.
remortgaging
First Time Buyer Mortgages
It has become much harder these days for first time buyers but 1st Mortgage Line still have every scheme available to you. However, do not apply unless you have at least a 5% deposit! We will then do our utmost to assist you. We cannot if you do not have the deposit.
remortgaging
Adverse Credit Mortgages
These loans also called sub prime mortgages or poor credit mortgages are sold to people who have a poor or bad credit record. A higher rate of interest is charged because the borrower is considered a more risky bet. Lending varies depending on the degree of adverse credit a person has.
remortgaging
Buy To Let Mortgages
Buy-To-Let is when you buy a property, usually with a mortgage, and then rent it out. This has become more popular in recent years as people look to make money from the rising property market, rather than putting money in a bank.
remortgaging
Self Certification Mortgages
Also known as Self Cert Mortgages, mortgage borrowers usually just need to sign a statement of earnings and not provide actual proof. Unless those people applying for self-employed mortgages have been trading for at least one year they cannot usually just sign this statement.
remortgaging
Interest Only Mortgages
Interest Only Mortgages provide flexibility in the early years of the mortgage. Borrowers can either pay then interest only or repay a portion of the loan balance. After interest-only payments for a period of years, the amount borrowed must be repaid over a shorter period of time.

1st Mortgage Line

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* We will personally give you up to £500 cash back on any mortgage we arrange for you over £170,000. Cash back varies depending on mortgage value.
** We will pay your solicitor's legal fees on mortgages over £200,000. Standard cases only, and applicant pays any standard disbursements.

Typically, we do not charge a fee. Our mortgage advisers are fully qualified as per FSA requirements. Early repayment fee may be payable depending on the mortgage chosen.
Your home may be reposessed if you do not keep up payments on your mortgage. "1st Mortgage Line" is authorised and regulated by the
Financial Services Authority. Registration No. 470638 Licensed under the Consumer Credit Act, No. 588011.

MORTGAGES
REMORTGAGES
BUY TO LET MORTGAGES
SELF CERT MORTGAGES
FIRST TIME BUYER MORTGAGES
ADVERSE CREDIT MORTGAGES