BUY TO LET MORTGAGES

SELF CERT MORTGAGES

FIRST TIME BUYER MORTGAGES

ADVERSE CREDIT MORTGAGES

MAY OFFERS...

UP TO £500 CASHBACK ON ALL MORTGAGES OVER £170,000* _Get a Quote now!

FREE LEGAL FEES ON PURCHASES OVER £200K**

CONTACT US

MORTGAGES

WhIch mortgage do I need?

Adverse Credit Mortgages

Buy To Let Mortgages

First Time Buyer Mortgages

Flexible Mortgages

Interest Only Mortgages

Offset Mortgages

Remortgages

Right To Buy Mortgages

Capped Rate Mortgages

Discount Rate Mortgages

Fixed Rate Mortgages

Standard Variable Rate

Stepped Rate Mortgages

Tracker Rate Mortgages

RESOURCES

Mortgage Calculator

The Home Buying Process

How Much Can I Borrow?

First Time Buyers Tips

Home

Mortgages

With over 18 years experience 1st Mortgage Line can help find you the right mortgage deal to suit you... often within 1 hour!

Financial commitments should not be taken lightly and that's why, with our free, expert and friendly advice we will guide you through the mortgage process so that you choose the right mortgage for you. The types of UK mortgages we provide:

REMORTGAGES

There are many reasons why you may wish to remortgage your property. It might be to take advantage of lower repayments, to release equity, to buy a second property, to consolidate all your debts into one loan, or any combination of these.

FIRST TIME BUYER MORTGAGES

It has become much harder these days for first time buyers but 1st Mortgage Line still have every scheme available to you. However, do not apply unless you have at least a 5% deposit! We will then do our utmost to assist you. We cannot if you do not have the deposit.

ADVERSE CREDIT MORTGAGES

These loans also called sub prime mortgages or poor credit mortgages are sold to people who have a poor or bad credit history. A higher rate of interest is charged because the borrower is considered a more risky bet. Lending varies depending on the degree of adverse credit a person has.

BUY TO LET MORTGAGES

Buy-To-Let is when you buy a property, usually with a mortgage, and then rent it out. This has become more popular in recent years as people look to make money from the rising property market, rather than putting money in a bank.

SELF CERTIFICATION MORTGAGES

Also known as Self Cert Mortgages, mortgage borrowers usually just need to sign a statement of earnings and not provide actual proof. Unless those people applying for self-employed mortgages have been trading for at least one year they cannot usually just sign this statement.

INTEREST ONLY MORTGAGES

Interest Only Mortgages provide flexibility in the early years of the mortgage. Borrowers can either pay then interest only or repay a portion of the loan balance. After interest-only payments for a period of years, the amount borrowed must be repaid over a shorter period of time.

Quick Quotes

Name:

Email Address:

Telephone:

Best time for us to call you:

Mortgage Type:

Length of Mortgage i.e. 25 yrs:

Property Value:

Amount Outstanding:

Amount Required:

Want to give more details for a more thorough quote?

Mortgage Quote Request Form

* We will personally give you up to £500 cash back on any mortgage we arrange for you over £170,000. Cash back varies depending on mortgage value.
** We will pay your solicitor's legal fees on mortgages over £200,000. Standard cases only, and applicant pays any standard disbursements.

Typically, we do not charge a fee. Our mortgage advisers are fully qualified as per FSA requirements. Early repayment fee may be payable depending on the mortgage chosen.
Your home may be reposessed if you do not keep up payments on your mortgage. "1st Mortgage Line" is authorised and regulated by the Financial Services Authority. Registration No. 470638 Licensed under the Consumer Credit Act, No. 588011.

FIRST TIME BUYER MORTGAGES

ADVERSE CREDIT MORTGAGES

MORTGAGE BROKER

MORTGAGES

MORTGAGE CALCULATOR

MORTGAGE NEWS

INSURANCE

FEES

RESOURCES

CONTACT US

Mortgages